Commercial Insurance

Why Business Risks Are Different

Business risks are complex and can disrupt operations, cause financial loss, and damage reputation.

Commercial insurance is about survival, resilience, and continuity.

What Are Commercial Lines?

• Asset protection
• Operational risks
• Employee-related risks
• Legal liabilities
• Technology & cyber risks

Key Insurance Covers

1. Fire & Property Insurance

• Buildings & machinery
• Stock & inventory
• Natural disasters (flood, earthquake)

2. Marine Insurance

• Transit (domestic & international)
• Import/export coverage
• Storage during transit

3. Liability Insurance

• Public liability
• Product liability
• Professional indemnity
• Directors & Officers (D&O)

4. Workmen Compensation

• Employee injury
• Disability & death benefits

5. Cyber Insurance

• Data breaches
• Business interruption
• Recovery & legal costs

Common Mistakes

• Underinsurance
• Wrong asset valuation
• Poor policy wording
• Late claim reporting

How Findoot Helps

• ✔ Risk assessment
• ✔ Custom policy design
• ✔ Claim support
• ✔ Insurer coordination
• ✔ Annual audits

Check Your Business Risk

• Can one incident stop operations?
• Are assets insured correctly?
• Do you understand liabilities?